Money One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Articles Spotting Credit Trouble How Does Your Credit Score Compare? U.S. Personal Savings Rate Life and Death of a Twenty Dollar Bill Pay Yourself First Your Emergency Fund: How Much Is Enough? Budget Check Up: Tax Time Is the Right Time The Economic Journey of Your Morning Coffee Making Sense of U.S. Household Net Worth Countering Counterfeit Currency Weighing the Benefits of Prepaid Debit Cards The Half Million Dollar Baby The Lowdown on Those Free Credit Scores Strategies For Managing Student Loan Debt How to Find Unclaimed Money Calculators What Is My Current Cash Flow? Historical Inflation Paying Off a Credit Card Doubling Your Money External LinksCFP Consumer Guide to Financial Self-Defense - PDFCFP Financial Self-Defense for Seniors - PDF Have a Question? Name Email Phone Question Thank you! Oops!